BUYING YOUR FIRST HOME in Stockton Ca – BUYING YOUR FIRST HOME – Everything you need to know. Set Your Goals – Decide what you’re buying and what kind of home you’re looking for. Options – Examine your current financial situation and determine how much you can afford. Knowledge – Your agent should know their market well. Experience – Your agent will help with property searches, financing, negotiation and transaction processes so head over to their website and see what they’re about. Credentials – Ask around or read online reviews about your agent so you can know their track record. Lender – Have them examine your current financial situation and credit history to determine the amount you can borrow to buy a home. Finding One – Consider looking online to see what different lenders offer, or contacting your local bank or credit union. View Homes – Ideally, you should view homes with the help of an experienced real estate professional who’ll notice things you might miss. Neighborhood – Is it conveniently located near places of interest to you? Choose THE ONE – Take as much time as you need to find the right home. Negotiate – Once you’ve found the home you’d like to buy, it’s time to make an offer. Inspection – Both you and the seller will receive a report on the home inspector’s findings. Appraisal – Lenders will have an appraiser give an estimate of the value of the house you are buying. The Details – Finalize your down payment, interest rate, regular payment schedule and all other financial terms associated with the closing. Final Look – Do a walk through one last time to make sure everything is in proper condition. Get the keys! – WELCOME HOME! Paul May 209-610-0104 PaulMay Ca Bre # 1976376 PMZ Real Estate Instantly Search and View Photos of Homes for Sale Now Google + – Download the FREE E Home Buyers Guide Here – THING TO CONSIDER WHEN BUYING A HOME Watch THINGS TO CONSIDER WHEN BUYING A HOME